Local Bank

Let us help you start a smarter bank.  If you are interested in starting a commercial bank or community* bank that builds a quality brand based on exceptional service, we can help.  At De Novo Strategy, we make these opportunities a reality through the implementation of proven strategies to lead you and your de novo bank project to success.  Your goal, to establish a successful, profitable venture for all stakeholders involved, is our goal too.

The approval process to obtain a bank charter is cumbersome.  And bank regulators are looking for well-capitalized business plans that are spearheaded by experienced, innovative bankers.

*Community bank refers primarily to the bank's asset size, rather than the type of business the bank conducts or the bank charter under which it operates, for example, a state or national bank.

Grant Thornton 15th Annual Bank Executive Survey 

The results are in and the outlook is bleak. Grant Thornton's 15th annual survey of bank executives indicates that bankers are gloomier than ever about the economy. Only 1 in 10 bankers surveyed claimed to be optimistic about the economy, while 54 percent were pessimistic. In the survey's 15-year history, the numbers have never been this extreme. Just three years ago, for example, only 3 percent of bankers said they were pessimistic.

For more information see BankNotes

Enterprise Zones can be very profitable to many community banks; our empowered banking concepts help banks learn how to enhance profits...