Each proposed bank must file an Interagency Charter and Federal Deposit Insurance Application with the regulatory bodies. Depending on the charter selection, your group may become a state bank, a national bank or a thrift bank; each charter has different characteristics. All proposed banks file with the FDIC for deposit insurance. Additionally, each individual organizer will file an Interagency Biographical and Financial Report. It is critical that these applications are fully completed and all supporting documentation is provided. Below you will find a link to the site where you may download these applications.
These applications are the starting point; there are many other important strategies to assembling a successful bank application. For more information, you may request a basic white paper on the subject of starting a bank.