New FDIC Score Card
The FDIC has changed the way they charge deposit insurance premiums - learn how it is done in this document. The formulas are very complex which will make things difficult for smaller banks. The Score Card is based on: CAMELS, Ability to withstand asset related stress or Portfolio Risk, and ability to withstand funding related risk or Liquidity and Capital Risk.
Down load the COMPLETE Score Card informaiton package to the RIGHT.
- This paper will teach how the FDIC will rate your bank under the new rules!
- Over the long term, institutions that pose higher long-term risk will pay higher assessments when they assume those risks.